пятница, 17 октября 2008 г.

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Well, i just read todayapos;s Straits Times. I came across this article about Singaporeans thrift over dining in and out.

More Singaporeans opt to go home for dinner now instead of the usual after-work dinner with colleagues.
This saves a lot of money...After all, your mums would be glad to see u coming home early to eat her dishes.

Another point, hawkers selling cheap foods are having good business nowadays. Like me, many office personnel are going to skip their Subway sandwiches for $2 chicken rice or $3.50 economic rice.
I missed my Subway Meltz.....

Apparently people are gearing themselves for the recession. Lol, including me. Well, maybe not for the same reason..For me, i still have my Porter tote, Topman jeans and Onitsuka Tiger shoes...

During my work break in Vivo, i find myself constantly heading to the Seah Im Hawker to have my usual $3.50 economic rice. Itapos;s cheap, filling for the stomach. Occasionally, going for the $3 Chay Kway Tiao.
To top it off, a $1.50 watermelon juice...
So my daily spending for a normal shift is about $5.
For full shift, it would be doubled, of course.
But it was already a very big improvement for me.
If i were to take Subway, each meal about $8.60, sometimes $9.10 for extra chesse(bleh...)
Money saved....
Plus, its freezing cold in Best Denki, like to warm up a little in the hawker.

Talking about money which takes me to another subject iapos;m about to mention.
Banks....
The recent DBS scam kinda struck me how singapore consumers react everytime something like that happen.
At first look, the wealth managers appeared to be the main board to throw darts at...
But todayapos;s Newpaper, the article about the scam made me sympathise them.
While everyone was making money through the wealth managers, no one praise a single word and take it for granted that they should make money. When people start losing money, everyone seems to forget everything the wealth managers told them and started complaining.

apos;
When people complain, they think theyapos;ll get something out of it. But when they donapos;t complain, they think the banks will not do anything, so they just complain...apos;

Classic example of Singaporeans. Monkey see, monkey do...

But what the public doesnapos;t know is that, wealth managers are also employees from the bank. The main apos;villainapos; is supposed to be the bank. However, to most clients, wealth managers are the point of contact....

apos;Wealth managers are the Bank, when clients have any problem, they go to them. Even when they lose their ATM card, clients go to them, and itapos;ll be their fault...apos;apos;


How absurd...
Singaporeans need to wake up their #@$^$^ idea. Nobody owe you anything. Weapos;re just giving our service as a profession. We have our own pride and dignity. People just thinks the Earth revolves around them.

Yes, i also agree the fact that the article stated, new, inexperienced wealth managers who are pressured by the high quotas and results that they doesnapos;t introduced the right program for clients. Instead, pushed for the popular ones.

But you as a client, should do your fair bit of homework at home before heading down for consultation(or brain-washing) and not know a single bit.
Sometimes, verbal explanation can be misleading. And it up to the customer with little or some information to clarify it.
Itapos;s business afterall. Most managers wants to strike a balance between providing an approriate program and hitting quotas. But because of one overly emphasised factor, the balance can be compremised.

Probably for me, whose standing on the same side as the wealth managers do feel a little bias against consumers. But seriously, foreigners are much more appreciative for the service given to them.
People always compain to me. When i stepped into the shop, no one attends to me. But when an Ang Moh(Caucasian) stepped in, everyone rushes to him.
Yes, i shanapos;t hide the fact that, Ang Mohs do have much higher spending power. They do understand the fact that each dollar spent is equivelent to how good the product is.
But sadly, Singaporeans donapos;t. They want CHEAP, CHEap cheap... And when itapos;s spoilt, they complain again....
Singaporeans ask this, ask that, seriously, not knowing anything about the product, of course the store assistant wouldnapos;t want to attend to you, because the next thing you do, is to walk out of the store, without saying apos;Thank Youapos;
Ang Mohs, on the other hand asked more in-depth questions which will make you feel respected, knowledgeable. Plus the fact, they do actually buy from you..
And one more huge factor, They SMILE and say, apos;Hi, how yaapos; doing?apos;

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don t let the man




The argument between O and M in the last presidential campaign debate has inspired many people to think about what would be a good economic plan for present US.

The first issue that they talk about is the tax plan. O basically proposes to lower mid-to-low income familyapos;s tax while raising high income familyapos;s. First of all, this policy obviously weakens the companies in the US. Second, he is trying to distribute wealth into more peopleapos;s hands, which may encourage them to spend more money into the market and thus improve the economy. However, without directing their spending into American products, those profits may be earned by foreign companies. Third, he is trying to cater the majority of American and thus attract more votes. This is somewhat like sacrificing the future of US to realize his own political ambition.

He also proposes to provide tax benefits for the companies who can provide jobs for local American. With his another policy that helps American people be better educated, this is a real good plan.

On the other hand, M proposes to lower corporation tax. He does pretty well in helping US companies have an easier life and be more competitive in the world, but he fails to increase wealth that mid-to-low income family have, which is the majority of American people. It may not be true that, as he say, more successful US companies create more jobs for US people. They may invest their new profits or they may outsource the new jobs...anyway, it just helps the rich richer, but guarantees nothing else.

In my opinion, a successful president does not only satisfy majority of or a portion of the people in his country, but also has the commission to invent the country a good future. This can be and only can be satisfied by guarantee both that the country has enough amount of successful companies providing jobs, controlling the worldapos;s market and thus leading the worldapos;s economy and that those jobs are taken by the people of the companiesapos; own country. The reason why there has to be companies from that country is, companies always leads the economy and also they always exploit and thus earn from their employees. Those extra profits are really awarding. In this way, the country is really earning money from others and it is the people from that country who are enjoying the profits.

What we may do to realize that goal?
Lower tax for those companies who creates jobs for local people +
Help the majority of people be better educated and more competitive in job market
This doesnapos;t put the burden of lower national income because of mass tax cut onto the government, while creating more both employersapos; and employeesapos; income and thus increasing the government tax income in the end.

california loan savings, don t let the man, don t let the bedbugs bite, don t let the bastards grind, don t let the bastards.



food irradiation in canada




Right, so I donapos;t know how many people read this, but just thought Iapos;d post an update on my vid status.

Iapos;m a senior in HS this year (if you couldnapos;t guess from my age) and in a last-ditch effort to boost my GPA one last time, I loaded up on AP classes. Our school is on the block schedule, and all of my AP classes got loaded up in one term. Fun stuff. Anyway, the term ends in about a week. Vids might be coming at you more frequently after that point. Hang in there. :P

I do have a couple of vids in the works. Siriusblackbabe over on YT inspired me to do a CB vid, so that one is about a quarter of the way done. And.... *drumroll* I have a Serena/Blair one also in the works, but that is coming even slower because the song has a crazy beat that is highly difficult to keep up with. You will get them eventually.

And if anyone does read this journal, drop me a line. Seriously. Iapos;m curious. :D Itapos;s a little lonely in here.
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ameca car insurance




Iapos;m headed out the door, but iapos;d just like to say:

SPENCER SMITH, EVEN WITH JUST THE PEDO-STACHE AND SOUL PATCH, I STILL LOVE YOU. I mean. Ok. It looks ridiculous as all fuck and i actually miss the beard (RIP WICKET) WHICH IS KIND OF A WTF? MOMENT.� Itapos;s nice to see your chin again. But I just. WHAT. IS. ON. YOUR. FACE? *headdesk*

Iapos;m still winning Spencer Smith SexChicken though. No amount of weird facial hair will canel out the the power of the hips. Iapos;m also kind of digging the ridiculous sideburns. *headdesk* IDEK, YOU�GUYS.

aaaand now to work.
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четверг, 16 октября 2008 г.

chai mix




Oookay...itapos;s about 1:30am, and I have SO much to do tomorrow (homework, lunch with Trina, coffee with Sowocki, class, then packing for Drew/Rakkasah) and I cannot for the LIFE of me muster the desire to sleep. Iapos;m pretty tired, but all I want to do is sit here, listen to Pentaphobe, think about the slow choreography Iapos;m going to try to put to So Do Cerebral for Midreign (I canapos;t get this idea out of my head...doing a really slow, isolation-heavy fusion piece with a veil...yeow) once Rakkasah is over and done with. I sorta want to put on another movie, but really...sleep is necessary.

Iapos;ll probably force myself up at some ungodly hour since I have to pick Trina up around 1, which leaves me with slightly less time to do stuff before class. I DO have the entire afternoon, though, which will be nice.

I already splattered this all over Myspace, but seriously, Rojiapos;s Moroccan Mint tea cookies are freaking glorious. I can still taste them. Holy crap. The peach tea wasnapos;t bad either, and my vegan bagel of awesome is ALWAYS a treat. Best $10 Iapos;ve spent in a while.

Now Iapos;m all excited for lunch tomorrow. My life is so full of fantastic, tasty delights :) I canapos;t wait until I can afford to actually be vegan. Seriously, the food options might be a little hard to come by and somewhat adventurous, but theyapos;re DELICIOUS.

Take two on sleeping. Really, I should be up by 9am, latest. Sigh.
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ascending contact in order





July 29 ndash; Epiphany

Sam woke quickly, same as every morning.

There was no Asia playing on the radio, no demigod to track down, nothing left to try and no more chances, not this time. Hersquo;d fought and hersquo;d fought. Hersquo;d offered his life; hersquo;d offered the lives of others, of innocents. And still, nothing worked.

Dean was dead, for real. Forever. For Sam.

Deep inside, from somewhere unbidden, rose Deanrsquo;s final words of advice.

And remember what I taught you.

Sam choked back a bitter laugh. Self sacrifice was a lesson that was proving useless.

Hersquo;d failed miserably, and Dean wasnrsquo;t coming back.


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