

Well, i just read todayapos;s Straits Times. I came across this article about Singaporeans thrift over dining in and out.
More Singaporeans opt to go home for dinner now instead of the usual after-work dinner with colleagues.
This saves a lot of money...After all, your mums would be glad to see u coming home early to eat her dishes.
Another point, hawkers selling cheap foods are having good business nowadays. Like me, many office personnel are going to skip their Subway sandwiches for $2 chicken rice or $3.50 economic rice.
I missed my Subway Meltz.....
Apparently people are gearing themselves for the recession. Lol, including me. Well, maybe not for the same reason..For me, i still have my Porter tote, Topman jeans and Onitsuka Tiger shoes...
During my work break in Vivo, i find myself constantly heading to the Seah Im Hawker to have my usual $3.50 economic rice. Itapos;s cheap, filling for the stomach. Occasionally, going for the $3 Chay Kway Tiao.
To top it off, a $1.50 watermelon juice...
So my daily spending for a normal shift is about $5.
For full shift, it would be doubled, of course.
But it was already a very big improvement for me.
If i were to take Subway, each meal about $8.60, sometimes $9.10 for extra chesse(
bleh...)
Money saved....
Plus, its freezing cold in Best Denki, like to warm up a little in the hawker.
Talking about money which takes me to another subject iapos;m about to mention.
Banks....
The recent DBS scam kinda struck me how singapore consumers react everytime something like that happen.
At first look, the wealth managers appeared to be the main board to throw darts at...
But todayapos;s Newpaper, the article about the scam made me sympathise them.
While everyone was making money through the wealth managers, no one praise a single word and take it for granted that they should make money. When people start losing money, everyone seems to forget everything the wealth managers told them and started complaining.
apos;When people complain, they think theyapos;ll get something out of it. But when they donapos;t complain, they think the banks will not do anything, so they just complain...apos;Classic example of Singaporeans.
Monkey see, monkey do...But what the public doesnapos;t know is that, wealth managers are also employees from the bank. The main apos;villainapos; is supposed to be the bank. However, to most clients, wealth managers are the point of contact....
apos;Wealth managers are the Bank, when clients have any problem, they go to them. Even when they lose their ATM card, clients go to them, and itapos;ll be their fault...apos;apos;How absurd...
Singaporeans need to wake up their
#@$^$^ idea. Nobody owe you anything. Weapos;re just giving our service as a profession. We have our own pride and dignity. People just thinks the Earth revolves around them.
Yes, i also agree the fact that the article stated, new, inexperienced wealth managers who are pressured by the high quotas and results that they doesnapos;t introduced the right program for clients. Instead, pushed for the popular ones.
But you as a client, should do your fair bit of homework at home before heading down for consultation(or
brain-washing) and not know a single bit.
Sometimes, verbal explanation can be misleading. And it up to the customer with little or some information to clarify it.
Itapos;s business afterall. Most managers wants to strike a balance between providing an approriate program and hitting quotas. But because of one overly emphasised factor, the balance can be compremised.
Probably for me, whose standing on the same side as the wealth managers do feel a little bias against consumers. But seriously, foreigners are much more appreciative for the service given to them.
People always compain to me. When i stepped into the shop, no one attends to me. But when an Ang Moh(Caucasian) stepped in, everyone rushes to him.
Yes, i shanapos;t hide the fact that, Ang Mohs do have much higher spending power. They do understand the fact that each dollar spent is equivelent to how good the product is.
But sadly, Singaporeans donapos;t. They want
CHEAP, CHEap cheap... And when itapos;s spoilt, they complain again....
Singaporeans ask this, ask that, seriously, not knowing anything about the product, of course the store assistant wouldnapos;t want to attend to you, because the next thing you do, is to walk out of the store, without saying apos;Thank Youapos;
Ang Mohs, on the other hand asked more in-depth questions which will make you feel respected, knowledgeable. Plus the fact, they do actually buy from you..
And one more huge factor, They
SMILE and say, apos;Hi, how yaapos; doing?apos;air airline alaska alaska easyalaska.com, air airline alaska cargo, air airline alaska freight, air airline alaska frontier frontier.


